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How well do you know credit cards?

Guess the real numbers behind credit cards, see how everyone else guessed, and get the source.

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As of 2020, about how many credit cards were in circulation in the United States?

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Today's round

  • 4 stats to guess
  • 1 opinion poll
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Guess, see the crowd, get the real number. One ranked attempt per day.

Credit Card by the numbers

Real figures with their sources. All Credit Card facts →

72.5%

As of 2020, what share of U.S. adults had at least one credit card?

That represented about 187.3 million American adults.

Source: Wikipedia: Credit card (2020) en.wikipedia.org

about $1.36 trillion

As of July 2026, how much revolving consumer credit — mostly credit card debt — was outstanding in the United States?

Revolving credit balances have kept climbing as prices and interest rates both rose.

Source: Federal Reserve Board, G.19 Consumer Credit federalreserve.gov

What people think about credit cards

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How many credit cards do you personally have?

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What's your top reason for using a credit card over cash or debit?

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Do you usually pay your credit card balance in full each month?

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One Credit Card stat a week

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Questions

How does CreditcardPoll.com work?

Each question asks you to guess a real number about credit cards. After you answer you see how everyone else guessed, then the real figure and where it comes from.

How is the daily round scored?

Four stats and one opinion poll. A correct guess earns 100 points plus up to 50 for speed, with a combo bonus for answers in a row. The range next to the right answer earns 40. Opinion polls earn 25 for having your say, and nailing every stat adds 150.

Where do the numbers come from?

Every stat links to its source, such as government statistics agencies, research organizations and industry groups. Figures are checked against the source before they go live.

Is it free?

Yes. Playing, streaks, badges and leaderboards are free, and your votes stay anonymous.