As of 2020, what share of U.S. adults had at least one credit card?
Answer72.5%
That represented about 187.3 million American adults.
Source: Wikipedia: Credit card (2020) en.wikipedia.org
Money · Facts & sources
Credit Card facts & stats
4 sourced facts about credit cards, each with the context behind the number. 4 more are in today's round and appear here after it closes.
Going deeper
In 2023, the average U.S. credit card APR was about:
Answer20.90%
Card rates rose fast between 2021 and 2023 as the Fed hiked interest rates repeatedly.
Source: Federal Reserve Board, G.19 Consumer Credit (2023) federalreserve.gov
Expert level
As of July 2026, how much revolving consumer credit — mostly credit card debt — was outstanding in the United States?
Answerabout $1.36 trillion
Revolving credit balances have kept climbing as prices and interest rates both rose.
Source: Federal Reserve Board, G.19 Consumer Credit federalreserve.gov
As of 2006, about how many bank-issued Visa/Mastercard credit and debit accounts existed for roughly 220 million U.S. adults?
Answer984 million
That worked out to a ratio of nearly five accounts for every adult.
Source: Wikipedia: Credit card (2006) en.wikipedia.org
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